21 August 2015

A Web-Based Portal VIZ. Vidya Lakshmi (www.vidyalakshmi.co.in) Launched for Students Seeking Educational Loans;

First Portal of Its Kind Providing Single Window for Students to Access Information and Make Application for Educational Loans Provided by Banks as well as for Government Scholarships

A web-based portal viz. Vidya Lakshmi (www.vidyalakshmi.co.in) was launched on the occasion of Independence Day i.e. 15th August, 2015 for the benefit of students seeking Educational Loans. The Portal has been developed and maintained by NSDL e-Governance Infrastructure Limited (NSDL e-Gov) under the guidance of Department of Financial Services, Ministry of Finance, Department of Higher Education, Ministry of Human Resource Development and Indian Banks’ Association (IBA).

Earlier the Union Finance Minister Shri Arun Jaitley in the Union Budget for 2015-16inter-alia had proposed to set-up a fully IT based Student Financial Aid Authority to administer and monitor Scholarship as well as Educational Loan Schemes, through the Pradhan Mantri Vidya Lakshmi Karyakram (PMVLK) to ensure that no student misses out on higher education for lack of funds. The launch of the aforesaid Portal is a first step towards achieving this objective,

Vidya Lakshmi Portal is a first of its kind portal providing single window for Students to access information and make application for Educational Loans provided by Banks as also Government Scholarships. The Portal has the following features:

  •  Information about Educational Loan Schemes of Banks;
  •  Common Educational Loan Application Form for Students;
  •  Facility to apply to multiple Banks for Educational Loans;
  •  Facility for Banks to download Students’ Loan Applications;
  •  Facility for Banks to upload loan processing status;
  •  Facility for Students to email grievances/queries relating to Educational 
  •  Loans to Banks;
  •  Dashboard facility for Students to view status of their loan application and 
  •  Linkage to National Scholarship Portal for information and application for 
  •  Government Scholarships.

So far, 13 Banks have registered 22 Educational Loan Schemes on the Vidya Lakshmi Portal and 5 Banks viz; SBI, IDBI Bank, Bank of India, Canara Bank & Union Bank of India have integrated their system with the Portal for providing loan processing status to students. This initiative aims to bring on board all Banks providing Educational Loans. It is expected that students throughout the country will be benefited by this initiative of the Government by making available a single window for access to various Educational Loan Schemes of all Banks.

'Jeevan Pramaan’, the Aadhaar-based Digital Life Certification system, for Pensioners

Press Information Bureau 
Government of India
Ministry of Personnel, Public Grievances & Pensions

20-August-2015 13:35 IST

‘Jeevan Pramaan’, the Aadhaar-based Digital Life Certification system, for Pensioners 

The Government has asked banks to achieve weekly targets set for the purpose of enabling “Jeevan Pramaan” – an “Aadhaar-based Digital Life Certification system for Pensioners so as to cover at least 50% in next 2-3 weeks. Pensioners can approach their paying branches with the PPO, Aadhaar card and bank pass book for trouble-free seeding of Pensioners’ Aadhaar number in their bank account. 

Various steps are being taken by the Government to sensitize pensioners and bank branches to link up the Aadhaar number, PPO number and bank account number. All pension disbursing banks observed 1st to 7th August, 2015 as ‘Aadhaar Seeding Week for Pensioners.’ All through the week, priority was given to pensioners visiting the bank branches for seeding Aadhaar number in their bank account. Besides, five camps were organised from 13th to 17th July, 2015 at different locations covering Delhi, NOIDA and Faridabad to facilitate seeding of Aadhaar number in the bank accounts of pensioners. All banks participated in these camps. Facility was also provided by UIDAI for on-the-spot registration for Aadhaar numbers. 

Conventionally, pensioners are required to give a Life Certificate to the pension disbursing authority in November, every year – either by presenting themselves before the Branch Manager or by means of a Certificate issued by a Gazetted Officer or other designated authorities. 

The “Jeevan Pramaan” – an “Aadhaar-based Digital Life Certification system with an objective to facilitate on-line submission of Life Certificate by pensioners, was launched by the Prime Minister Shri Narendra Modi on 10th November, 2014. This facility is in addition to the other existing methods of submitting Life Certificates. It is hoped that all pensioners who have Aadhaar numbers will make use of this additional facility of biometric life certification. 

With “Jeevan Pramaan” the pensioners and family pensioners need not visit the pension disbursing agency or Gazetted/designated authority for submission of Life Certificates. The Life Certificates may be submitted from personal computers and laptops at home or by visiting a conveniently located Common Service Centre or the nearest branch of any pension disbursing bank. There are about 55,000 branches of pension disbursing banks and 40,000 Common Service Centres throughout the country. Submission of Digital Life Certificate also ensures authenticity of pension payments.

17 August 2015

Unit allotment of newly recruited Postman officials

The under mentioned Postman candidates who were provisionally appointed as Postman w.e.f 03.08.2015 vide this office memo no. B2 PM/ Open Market/2014 dated 29.07.2015 and undergoing training from 03.08.2015 to 12.08.2015 at Namakkal HO are allotted to the Unit noted against them, at the request of the candidates:

Candidate S/s
Date of Birth
Selected against
Unit allotted
S/o Dhandapani,
Komarapalayam 638183
Komarapalayam S.O unit
S/o Natarajan,
Sellappampatti 637019
Namakkal HO unit
S/o Appusamy,
Elachipalayam 637202
Namakkal HO unit

25 June 2015

Non observation of AML/CFT guidelines for money remittance and other financial activities

Government of India
Ministry of Communication & IT
Department of Posts

Subject:- Non observation of AML/CFT guidelines for money remittance and other financial activities in post offices

              Instances come to the notice of the department from time to time that, AML/CFT guidelines on international money transfer are not properly followed in post offices resulting into transactions of suspicious nature either going unnoticed or unreported, such as:

i.    high frequency of transaction in a single counter,

ii.   cash payment of high value amount where cheque payment is prescribed,

iii.  multiple transactions by a few customers

iv.  non verification of relationship between sender and the recipient, or unspecified relation,

v.   non verification of customer identity such as signature, physical description etc.,

vi.  Unverified, or, possibly, fictitious addresses, contact numbers, identities, names of the clients on either side, etc.

2.  Such occurrences are possible either due to lack of knowledge/training of the staff concerned, or distracted /overburdened staff unable to respond to the signals. However, sometimes these can also be deliberate. Further, lack of reporting of suspicious transactions/sending Nil STR can lead to incorrect reporting by the department. Considering the responsibility of the Department of Posts towards adherence to the Anti Money Laundering and Combating of Terrorist Financing measures as per PMLA 2002, strict compliance to AML/CFT guidelines for money remittance and other financial services is of utmost importance.

3. Circles are therefore requested to make all efforts, through their anti money laundering compliance cells and inspection and monitoring apparatus, to ensure adherence to AML/CFT guidelines by the post offices, especially  with high WUMT business. There is a need to sensitize the operational, supervisory and inspecting staff so that they are able to detect a suspicious transaction and take appropriate measures and report as per standing instructions on the subject. The need for a rigorous, continuous training regime cannot be over emphasized.  Nil STR reporting should be cross checked by divisions/regions/circles before onward submission of the same.

Niraj Kumar

24 June 2015

Postmaster Grade II - Regular Promotion - Tamilnadu Circle

SPM, Velur

Business development target -2015-2016-reg

भारतीय डाक विभाग, Department of Posts, India
डाकघर अधीक्षक का कार्यालय, नमक्कल मंडल, नमक्कल 637001
Office of the Supdt. of POs, Namakkal Division Namakkal – 637001.
No. BD/Target/15-16     dated at Namakkal – 637001                the                                          22.06.15
1.     Shri. R. Sivakumar,
Marketing Executive,
Namakkal 637001
2.     Shri. R. Matheswaran,
Marketing Executive,
Tiruchengode 637211

            Sub: Allotment of target for Business development  for the  financial year  2015-2016-reg
The traget for Business Development for the financial year of 2015-2016  has been allotted by Regional office, Coimbatore for this Division vide RO letter no BD/20370/T & A/15-16 dated  16.06.2015 .  The Business Development target under premium products for the this current financial year has been fixed 131.50 Lakhs .
S. No
Name of the product
Target for the financial year 2015-2016
 Business parcel
Express parcel
Business post
Bill mail service
Media post
Direct post
Retail post
E Payment
e Post
Logistics Post


The achievement of target and progress under Business product is being  monitored by the  PMG closely and non achievement of the target will be viewed seriously and will create adverse image about this division. Hence you are strictly instructed to take maximum efforts to procure more high value customer under all the premium products and achieve the financial target. High marketing efforts are to be made so that we could achieve the target in phased manner. The achievement of targets for this financial year will be possible  only if we properly focus on marketing our products , enrollment of more new high value bulk customers and proper after sales service. All out efforts may be taken immediately to achieve the targets allotted.

                                                                                                            Superintendent of POs,
                                                                                                            Namakkal Division,
                                                                                                            Namakkal  637001
Copy to :
1.     All Postmaster /Sub Postmasters/ Branch postmaster in Namakkal Division for information and necessary action.  They are instructed to  book more number of speedpost articles , and do more number of E -Bill transaction at your office. Maximum efforts should be taken to procure more number of epost  in the special occasion . ( List of occasion is already sent ). Then only the target will be achieved.

2.     All Sub Divisional head of Namakkal Division for information and necessary action . In this regard all the officer / officials  should take  sincere efforts to achieve  our division BD target The Sub Dvl heads may fix target to each office under   their control and motivate all the SPMs, GDS BPMs/MDs/MCs to achieve the BD target . The Sub Divisional heads should  keep a watch over the achievement of target by each office and  pull up all regularly and timely action should be taken  to gear up the business
Superintendent of POs,
                                                                                                            Namakkal Division,
                                                                                                            Namakkal  637001